Bank services market and credit risks under the conditions of the transitive economy

Abstract

In the article the degree of participation of the bank capital in the guarantee of activity of the non-finance sector of economy of the Khabarovsk Territory is examined; it is established that the excess supply of capital on the financial market led to the reduction in the cost of adoption on it, however, this process was insufficiently elastic with respect to the needs of the economy, it contributed to the retention of high credit rates. The factors, which influence the forming of credit risks in the economy of the Khabarovsk Territory in the period from 2000 to 2010 are also determined.