Некоторые теоретические аспекты денежно-кредитного регулирования в России.

Abstract

In this article the theoretical aspects of monetary and credit regulation are considered. Distinctive features of the concept of monetary and credit regulation in a «broad» and «narrow» sense of the word are formulated. In the first case regulation is the system the subjects of which function at the state and non-state levels. The main subjects of regulation at the state level are revealed: the Bank of Russia, the Federal Treasury, the Ministry of Finance. In the article the role of non-state regulation which is carried out by commercial banks in the course of crediting is shown. The special attention is paid to the allocation of two activities of the Bank of Russia (monetary policy and bank supervision), having impact on the credit activity of commercial banks and the indicators of the monetary and credit sphere. Relevance of the considered theoretical questions is caused by an increase of the requirements to efficiency of the monetary and credit regulation now that demands the scientific justification.